The Patient Protection and Affordable Care Act of 2010 (PPACA) was signed into law on March 23, 2010. PPACA will continue to have a significant impact on employer-sponsored Group health plans and Individual/family insurance coverage.

PBT wants you to keep you informed about any impact health care reform has or will have on your health care coverage. To assist you in that understanding we have prepared the following summaries of PBT plan benefit changes that have occurred since passage of the law:

• PBT Preferred Choice Indemnity, PPO, and HSA -Qualified High Deductible Plan Benefit Update Chart



• PBT PPO Value Plan and PBT Value HSA-Qualified High Deductible Plan Benefit Update Chart



• PBT Major Medical High Deductible Plan Benefit Update Chart

New benefits became effective January 1, 2011. As additional benefits are added, PBT will update this section of the web site. So, please visit often to stay informed.

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• Medical Insurance



• Medicare Supplement Insurance



• Term Life Insurance



• Income Protection Insurance (Disability and Business Overhead Expense)



• Accidental Death & Dismemberment (AD&D)

Attention: Members enrolled in PBT's Preferred HSA - Qualified High Deductible Plan or PBT's Value HSA- Qualified Plan: For information on this year's Individual and Family contribution limits, please click here.

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• Medical Insurance for Small Group ( 2 to 50 eligible employees)



• Medical Insurance for Large Group (50 or more eligible employees)



• Current Insured Small Group - Addition or Changes to Current Coverage



• Current Insured Large Group - Addition or Changes to Current Coverage

Attention: Members enrolled in PBT's Preferred HSA - Qualified High Deductible Plan or PBT's Value HSA- Qualified Plan: For information on this year's Individual and Family contribution limits, please click here.

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PBT recognizes that quality claims administration is a critical component to the success and customer satisfaction of any insurance benefits program. You can count on experience, professionalism and commitment to service and flexibility.

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